Terms of Service

Last updated: [DATE]

These Terms of Service ("Terms") govern your access to and use of the website and services operated by [Company / Legal Name] ("we", "us", "our"). By creating an account, making a purchase, or otherwise using our services, you agree to be bound by these Terms.

1. Description of service

We provide access to [describe your product/service] on a paid, fixed-period basis (monthly, quarterly, or yearly plans). Access is granted after successful payment confirmation.

2. Eligibility

You must be at least 18 years old, or the age of legal majority in your country of residence, to purchase or use our services.

3. Accounts and payment

Prices are displayed in your local currency (BRL, CAD, USD, or MXN) for convenience. Payments are processed securely by Stripe; we do not store your full card details. You are responsible for providing accurate billing information.

4. Plans and renewal

Each plan grants access for a fixed period from the date of purchase (30, 90, or 360 days). Unless explicitly stated otherwise at checkout, plans are one-time purchases and do not renew automatically. You may purchase a new plan at any time to extend or resume access.

5. Acceptable use

You agree not to misuse the service, attempt to circumvent access controls, resell or redistribute access without authorization, or use the service for any unlawful purpose.

6. Intellectual property

All content, trademarks, and materials made available through the service remain the property of their respective owners. Nothing in these Terms transfers any intellectual property rights to you beyond the limited right to use the service as intended.

7. Limitation of liability

To the maximum extent permitted by law, we are not liable for indirect, incidental, or consequential damages arising from your use of the service. Our total liability for any claim is limited to the amount you paid for the plan giving rise to the claim.

8. Termination

We may suspend or terminate access if these Terms are violated. You may stop using the service at any time; refunds, if any, are governed by our Refund Policy.

9. Governing law

These Terms are governed by the laws of [your province/country], without prejudice to any mandatory consumer-protection rights you may have under the laws of your own country of residence.

10. Changes to these Terms

We may update these Terms from time to time. Continued use of the service after changes take effect constitutes acceptance of the revised Terms.

11. Contact

Questions about these Terms can be sent to [support email].